The Agency’s commercial general liability insurance program is one of the most all-inclusive programs available and is provided through one of the largest insurance brokerage firms in the United States, which specializes in commercial general liability, property damage and personal injury insurance coverage for the security industry. Claims are promptly processed and progress on any claim monitored by the Agency’s staff to insure timely response and settlement.
Special types of special coverages are available and can be added for unusual situations requiring additional limits, specialty riders, waiver of subrogation, or long shoreman.
COMPREHENSIVE GENERAL LIABILITY INSURANCE
The Ira E. Clark Detective Agency, Inc. provides Commercial General Liability, Property Damage, and Personal Injury Insurance in the amount of $10,000,000 aggregate. Included is coverage for errors and omissions care, custody and control, and broad form contractual liability. Special endorsements under personal injury liability provide coverage for assault and battery, false arrest, detention or imprisonment, malicious prosecution, liable, slander, defamation or violation of right of privacy, wrongful entry or eviction or other invasion of right of private occupancy. Under a blanket endorsement all clients are named as additional insured.
The Agency carries $6,000,000 Automobile Liability Insurance per occurrence which covers non-owned or hired vehicles driven in field operations or on a client’s property.
WORKERS’ COMPENSATION – EMPLOYERS’ LIABILITY
The Agency carries Workers’ Compensation and Employers’ Liability Insurance coverage in the amount of $6,000,000 which exceeds the statute requirements of all states in its service area.
FIDELITY COVERAGE – (EMPLOYEE DISHONESTY)
Under the care custody and control endorsement, the Agency’s Comprehensive General Liability Insurance provides Fidelity protection to cover acts of employee dishonesty while in the course of employment up to the limit of $5,000,000 aggregate. This special endorsement affords our clients added protection in the event acts of dishonesty involving a client’s property are committed by our security personnel while on duty.